WebHere's the average interest rate by credit level for a 30-year fixed-rate mortgage of $300,000: FICO Score. National average mortgage APR. 620 to 639. 7.569%. 640 to … WebThe current rate for a 30-year fixed-rate mortgage is 6.28%, down by 0.04 percentage points from a week ago. Last year, the 30-year rate averaged 4.72%. The current rate for a 15-year fixed-rate mortgage is 5.64%, a week-over-week increase of 0.08 percentage points. The 15-year rate averaged 3.91% a year ago.
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